Terms & Conditions

1. Introduction
These Terms and Conditions outline the rules for accessing and using this website in Canada. They are intended to ensure transparency and clarity regarding user rights and responsibilities. By continuing to browse or use the site, visitors confirm that they understand and agree to these terms. If you do not agree, please discontinue use of the website.

2. Purpose of the Website
This website provides general, neutral information related to financial planning and management practices in Canada. The materials are for educational purposes only and are not a substitute for professional advice. Examples and explanations are included to support understanding. Users should consider their own financial circumstances before applying any concepts described here.

3. Acceptable Use
Users agree not to misuse the website or attempt to interfere with its normal operation. Activities such as unauthorised access, automated data collection, or excessive requests that affect performance are not permitted. All use must comply with applicable Canadian laws and respect privacy, security, and intellectual property rights.

4. Intellectual Property
All text, layout, and visual elements on this website are protected by intellectual property laws. They may be viewed or printed for personal reference only and may not be copied or distributed for commercial purposes without prior consent. When quoting short excerpts, users should clearly acknowledge the source.

5. Information Accuracy
The information provided is reviewed for accuracy at the time of publication. However, updates and revisions may occur as laws or standards change. The website cannot guarantee that all details remain current or error-free. Users are encouraged to review content periodically for the most recent version.

6. Limitation of Liability
To the extent permitted under Canadian law, the operators are not liable for any losses, damages, or interruptions arising from the use of this website. Information is provided “as available” without warranties of completeness, reliability, or outcomes. Visitors remain responsible for decisions made based on the material presented.

7. Updates to the Terms
These Terms and Conditions may be revised to reflect regulatory updates or operational changes. Any modifications take effect when published. Users are encouraged to revisit this page occasionally to stay informed. Continued use of the website implies acceptance of the revised version.

8. Contact Information
For questions about these Terms and Conditions or about appropriate content use, please contact us at the address below. Inquiries are handled during standard Canadian business hours, and written correspondence is preferred for clarity.

Address: 32 Kimmins Ct, Kanata, ON K2K 2M4, Canada
Phone: +1 613-599-7128
Email: info@quilvenarox.com

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